How we work
As independent financial advisers we are free to provide advice on financial products available from all product providers. We use advanced computer software to research, compare and select the most suitable products that are currently available to meet your current needs and circumstances. This is of direct benefit to our clients.
We offer a review of your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - the first one-hour consultation is free. There is no charge, and no obligation, while we find out together if it is worth proceeding.
The next stage is that we will carry out a “needs analysis” based on your current situation, and taking into account any specific plans and/or targets you may have. We will provide full advice whether it is a short term financial objective or a lifetime financial plan, followed up with regular reviews.
You will receive professional advice regarding your existing financial arrangements and where they need improvement.
You will also have our assistance to decide how much protection provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects.
In almost all cases we are able to make arrangements which clients would not necessarily be able to make for themselves. All our propositions and recommendations will be fully explained and the costs detailed so that you'll know exactly what is involved before you agree to anything.